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SBA 504 Loan Interest Rates
March 2024
25-Year Fixed Rate Standard:
6.285%
25-Year Fixed Rate Refinance:
6.314%
20-Year Fixed Rate Standard:
6.365%
20-Year Fixed Rate Refinance:
6.395%
10-Year Fixed Rate Standard:
6.601%
10-Year Fixed Rate Refinance:
6.637%
Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.
Sometimes traditional lending methods just don’t fit. The SBA 504 Loan Program is a great alternative that can help commercial lending organizations and credit unions retain and attract customers, assist in risk and liquidity management and provide fee and interest income.
By working with Florida First Capital/First Capital Finance, you can provide up to 90% financing for eligible fixed asset purchases, such as commercial real estate and heavy duty machinery and equipment, to small business customers who might otherwise be unable to find long-term credit to grow and expand.
Purchase, construct, expand or renovate owner-occupied commercial real estate at up to 90% financing.
Acquire and install long-life fixed machinery and equipment at up to 90% financing.
Refinance commercial mortgage and other business debt up to 90% with or without a cash-out option.
Go green with your project and qualify for additional financing at up to 90%.
Interim phase second mortgage "bridge" financing for our 504 commercial lending partners.
A resiliency working capital loan fund to help Florida’s small businesses and its economy to grow and prosper.
Low cost loans to support industrial recycling throughout the state of Florida.
Connect with Network members to unlock vital capital resources to help meet your specific business financing needs.